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Saturday, August 2, 2025

2025 Best Insurance Plans with Bishop Insurance, Gulfport

Discover the latest insurance plans, trending offers, and expert services from Bishop Insurance Gulfport, now part of OakTrust Insurance Group, to protect what matters most.


2025 Best Insurance Plans with Bishop Insurance, Gulfport

 

Why Choose Bishop Insurance Gulfport in 2025?

In the heart of Gulfport, Mississippi, Bishop Insurance Agency, now proudly operating as part of OakTrust Insurance Group, has been a cornerstone of reliable insurance solutions for decades.

 

Known for its personalized service and comprehensive coverage options, Bishop Insurance Gulfport is your go-to agency for navigating the complex world of insurance in 2025.

 

Whether you’re safeguarding your home against Gulf Coast hurricanes, insuring your vehicle, or securing your family’s health, Bishop Insurance offers tailored plans to meet your unique needs.

 

In this blog, we’ll share their latest services, trending offers, and coverage, ensuring you’re equipped with the knowledge to make informed decisions this year.

 

With Gulfport’s unique challenges, high hurricane risk, tornadoes, and a crime rate of 51.99 per 1,000 residents, having the right insurance is critical.

 

Let’s explore how Bishop Insurance Gulfport delivers peace of mind with cutting-edge plans and exceptional customer service.

 

Comprehensive Insurance Services at Bishop Insurance, Gulfport:

As an independent insurance agency, Bishop Insurance Gulfport, under the OakTrust Insurance Group umbrella, partners with top-tier carriers to offer a wide range of insurance products.

 

Their independence ensures they prioritize your needs, not those of a single insurance provider. The following is a breakdown of their core services in 2025:

 

Protecting Your Gulfport Dream Home:

Gulfport’s coastal location makes it a high-risk area for hurricanes and tornadoes, with 15 hurricanes recorded within 150 miles over the past two decades and an average of two tornadoes annually. Bishop Insurance Gulfport specializes in customized homeowners’ insurance plans, covering:

 

Dwelling Coverage: Protects the structure of your home, including foundation, walls, roof, and attached structures like garages, with average replacement costs in Gulfport around $217,452.

 

Personal Property Coverage: Safeguards your belongings against damage from natural disasters, theft, or vandalism.

 

Liability Protection: Covers legal and financial responsibilities if someone is injured on your property or if you’re sued for damages.

 

Custom Plans for Unique Properties: Whether you own a primary residence, secondary home, vacation property, or vacant lot, Bishop Insurance tailors policies to fit your budget and needs.

 

In 2025, Bishop Insurance offers competitive homeowners’ plans with coverage limits from $100,000 to $4,000,000, ensuring protection for homes of all sizes and values. They also assist clients when insurers exit Mississippi, seamlessly transitioning policies to maintain coverage at similar rates.

 

Stay Safe on Gulfport Roads:

Mississippi law mandates liability insurance for all drivers, and Bishop Insurance Gulfport provides both standard and non-standard auto policies. Their offerings include:

 

Liability Coverage: Covers bodily injury and property damage if you’re at fault in an accident.

Comprehensive and Collision Coverage: Protects against non-collision incidents (e.g., theft, vandalism) and collision-related damages.

 

Non-Standard Policies: Ideal for high-risk drivers who need affordable coverage despite a less-than-perfect driving record.

 

With the average cost of car insurance in Mississippi at $827.31 annually, Bishop Insurance works to find you the best rates by comparing options from multiple carriers. Their team also highlights discounts for safe drivers, multi-policy bundles, and more.

 

Navigating 2025 Open Enrollment:

Health insurance in Mississippi is more complex than ever, but Bishop Insurance in Gulfport simplifies the process. With open enrollment running from November 1, 2024, to January 15, 2025, their experienced agents help you find plans that balance cost and coverage. Key offerings include:

 

Individual and Family Plans: Comprehensive coverage tailored to your healthcare needs.

Health Savings Accounts: Available for those enrolled in High Deductible Health Plans, offering tax-free savings for medical expenses (up to 25% savings per dollar allocated).

 

Medicare Supplements: Additional coverage for seniors to bridge gaps in Medicare plans.

Optional Coverage: Dental, vision, and long-term care options for holistic protection.

 

Enroll by December 15, 2024, for coverage starting January 1, 2025, or by January 15 for a February 1 start date. Bishop Insurance ensures you maximize marketplace benefits like premium tax credits and subsidies.

 

 Safeguarding Your Gulfport Business:

For business owners, Bishop Insurance Gulfport offers robust commercial insurance solutions, including:

 

Commercial Property and Casualty: Protects your business assets from fire, theft, or natural disasters.

Commercial Auto Insurance: Covers company vehicles and drivers.

General Liability: Shields your business from lawsuits and financial risks due to injuries or property damage.

 

Their team customizes policies to fit businesses of all sizes, from startups to established enterprises, ensuring cost-effective protection.

 

Unique Coverage for Unique Needs:

Beyond standard offerings, Bishop Insurance provides specialty products like flood insurance, crucial for Gulfport’s flood-prone areas, boat insurance, motorcycle insurance, and personal umbrella policies for added liability protection. Their ability to work with diverse carriers ensures you get the right coverage at the right price.

 

Trending Offers and Plans for 2025:

In 2025, Bishop Insurance Gulfport introduces several exciting offers to meet the evolving needs of Gulf Coast residents:

 

Multi-Policy Discounts: Bundle home, auto, and umbrella policies to save up to 20% on premiums.

Hurricane-Ready Home Insurance Plans: Enhanced coverage options for hurricane-prone areas, including windstorm protection and flood insurance add-ons.

 

Health Insurance Enrollment Support: Free consultations during the 2025 open enrollment period to maximize subsidies and tax credits.

 

Non-Standard Auto Insurance Promotions: Affordable plans for high-risk drivers with flexible payment options.

 

Business Insurance Packages: Tailored bundles for small businesses, including cyber liability coverage to address 2025’s growing digital risks.

 

These offers reflect Bishop Insurance’s commitment to affordability and comprehensive protection, especially in a region prone to natural disasters. Contact their Gulfport office at (228) 863-2268 or visit www.bishopins.com for a free quote.

 

Why Bishop Insurance Gulfport Stands Out:

Independent Agency Advantage

As part of OakTrust Insurance Group, Bishop Insurance isn’t tied to a single carrier. This independence allows them to shop multiple providers, ensuring you get the best coverage at competitive rates. Their team of knowledgeable professionals works diligently to match your needs with the ideal policy.

 

Local Expertise, Personalized Service:

With offices in Gulfport, Biloxi, Gautier, and Ocean Springs, Bishop Insurance understands the unique risks of the Mississippi Gulf Coast. Their agents, led by owner John R. O’Neal, provide personalized service, from policy design to claims support, ensuring quick and fair resolutions. Community reviews praise their responsiveness, with clients like J.B. noting, “Ken at Bishop Insurance is the most reasonable I checked.”

 

Proven Track Record:

Bishop Insurance Gulfport was a Neighborhood Favorite on Next Door in 2022, reflecting their strong community trust. Their seamless handling of policy transitions when insurers exit Mississippi further cements their reputation for reliability.

 

Frequently Asked Questions:

What types of insurance does Bishop Insurance Gulfport offer?

Bishop Insurance Gulfport provides homeowners, auto, health, commercial, and specialty insurance, including flood, boat, and umbrella policies. They customize plans to fit individual and business needs.

How much does homeowners' insurance cost in Gulfport?

Costs vary based on risk factors like hurricanes and crime. The average replacement cost for homes in Gulfport is $217,452, with policies ranging from $100,000 to $4,000,000 in coverage. Bishop Insurance helps find affordable options.

 

When is the 2025 health insurance open enrollment period?

Open enrollment runs from November 1, 2024, to January 15, 2025. Enroll by December 15 for coverage starting January 1, or by January 15 for a February 1 start.

 

Can Bishop Insurance help with high-risk auto insurance?

Yes, they offer non-standard auto policies for high-risk drivers, ensuring affordable coverage with flexible payment plans.

 

How do I get a quote from Bishop Insurance Gulfport?

Contact their Gulfport office at (228) 863-2268, visit www.bishopins.com, or stop by 2413 14th St, Gulfport, MS 39501. Walk-ins are welcome

 

How to Get Started with Bishop Insurance Gulfport?

Request a Free Quote: Call (228) 863-2268 or fill out the online form at www.bishopins.com.

Visit Their Office: Stop by 2413 14th St, Gulfport, MS 39501, for a personalized consultation.

Explore Multi-Policy Savings: Bundle home, auto, and other policies to maximize discounts.

Leverage Open Enrollment: Schedule a health insurance consultation before January 15, 2025, to secure the best plan. 

 

Conclusion:

In 2025, Bishop Insurance Gulfport, as part of OakTrust Insurance Group, continues to lead the way in delivering tailored, affordable, and comprehensive insurance solutions.

 

From protecting your home against Gulf Coast storms to ensuring your family’s health and securing your business, their expert team is here to guide you every step of the way.

 

Don’t wait, contact Bishop Insurance today to explore their latest plans and trending offers, and experience the peace of mind that comes with trusted coverage. 

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