🔴 TRENDING
SECP State Life introduces new digital Takaful certificate structures for 2026.
BONUS Jubilee Life announces highest reversionary bonus scale for unit-linked plans.
ALERT Surrender charges are zero after 3 years of policy compliance in Pakistan.
TAX SAVINGS Salary earners can claim tax credit up to 20% on premium investments under section 62.

Smart Decisions, Secure Future

Apni policy ka structure analyze karein, plan providers ko aapas mein compare karein, aur maloom karein ke aapki family ke liye kitna total Protection Cover zaroori hai.

⚡ Live System Framework
PKR 640 Billion +
SECP Regulated Asset Base Valuation

Policy Value Premium Evaluation Engine

Apni premium duration ke mutabik Surrender Value ya different asset insurance plans ke live premiums ka aik hi click par andaza lagayein.

1
Plan Category
2
Company
3
Metrics
4
Report

Select Insurance Plan:

🏱Life Insurance
🏥Health Insurance
🏭️General Insurance
🏡Home Insurance
🚗Car Insurance
✈️Travel Insurance
📈Endowment Plan
🏍️Motor Insurance

Configure Asset Parameters

📝 Financial Projection Dashboard

Your Total Paid Premium Asset
PKR 0

1. Surrender Value

PKR 0

2. Partial Withdrawal Max

PKR 0

3. Est. Maturity

PKR 0

Kitni Insurance Coverage Chahiye?

Apne monthly expenses aur protection timeline ke mutabik safe cover estimate karein.

Recommended Ideal Life Cover

PKR 4,800,000

Calculation Details:
• Base Yearly Expense: PKR 480,000
• Inflation Factor: Active (+35%)
• Recommended Sum Assured target based on guidelines.

Frequently Asked Questions

Insurance categories aur cash values ke hawale se aam poochay janay walay sawalat

Life Insurance ka basic maqsad protection hota hai taake kisi na-gohanay waqaye ki surat mein family ko pure financial backup (Sum Assured) milay. Jabke Endowment & Saving Plans mein protection ke sath investment element shamil hota hai, jahan aapko maturity par terminal aur reversionary bonuses ke sath aik bari cash value milti hai.
Car Insurance aam tor par 4-wheeler commercial ya private vehicles ki full protection (comprehensive cover, tracking device, automatic parts replacement) ke liye customize hoti hai. Motor Insurance broader category hai jis mein 2-wheeler motorbikes, scooters aur standard compliance checks ko target kiya jata hai taake chori ya snatching ke nuqsan se bacha ja sakay.
Conventional life aur endowment plans ko normal halat mein minimum 2 se 3 saal mukammal premiums ada karne ke baad surrender kiya ja sakta hai. Cash Surrender Value woh amount hoti hai jo policy premature terminate karne par companies aapko claims deductions aur management costs minus karne ke baad wapas karti hain.
Nahi. Asset protection plans jaise Home, Travel, aur General Insurance aam tor par limited terms ya annual cycles ke liye design kiye jate hain. In mein koi long-term investment pool ya cash maturity value nahi hoti. Agar pure term mein koi accident ya claim hit nahi hota, toh premium expired asset consider hota hai.