Latest Updates
SECP Updates PRAL Tax Filing Policies for Active Corporate Premium Deductions (2026)  •  Islamic Family Takaful Dividend Allocation Records 8.4 percent Growth Margin across Authorized Providers  •  State Life Policy Circular: Auto-Surrender Fine Caps Relaxed for 3rd Year Grace Term Compliance.
🛡️ SECP Recognized Insurance Companies

📈 Insurance Cash Value Calculator

Pakistan ki tamam registered public, private aur Shariah-compliant Takaful insurance companies ki details check karein aur Maturity, Surrender aur Partial Withdrawal values calculate karein.

📝 Frequently Asked Questions

Q1: Maturity Claim value kis tarah barhti hai?

Maturity claim aapki policy ki term poori hone par milne wali poori raqam hoti hai. Ismein aapka jama shuda sarmaya aur company ki taraf se diya gaya accumulated bonus ya investment returns dono shamil hotay hain.

Q2: Kya policy surrender karne par nuksan hota hai?

Ji haan, agar aap policy ko uski muddat se pehle band (surrender) karte hain, to company administrative aur processing cost kaatne ke baad sarmaya wapis karti hai, jise Surrender Value kehte hain. Shuruati saalon mein yeh deduction zyada hoti hai.

Q3: Partial Withdrawal ki sahoolat kab istemal ki ja sakti hai?

Aksar SECP approved companies policy ke 2 ya 3 saal mukammal hone ke baad aapko apni mojuda Cash Value mein se ek makhsoos hissa (amoman up to 80%) emergency cash ke taur par nikalne ki ijazat deti hain, jabki aapki policy chalti rehti hai.